IIAI members have access to the National Flood Insurance Program through the IIABA, administered by Selective Insurance.

This Write-Your-Own (WYO) program offers:


  • Admitted A+ Paper

  • Free rating software

  • Competitive commission structure

  • Online processing and inquiry

  • Free flood zone determinations

  • Excess flood coverage

  • Limits up to $250,000 for homeowners, up to $500,000 for businesses

Agency Flood Appointment Form

  • Average cost of a $100,000 flood policy is about $1 per day

  • Claims paid even if a disaster is not declared by the President

  • Unlike Disaster Assistance, there is no payback requirement