Big I Indiana: Weekly Legislative Update - January 13, 2026
The Indiana General Assembly reconvened for the 2026 “short” session last Monday, Jan. 5. Note that I said reconvened. You will recall that the legislature met for the first two weeks of December to debate and consider legislation that would have redrawn Indiana’s congressional district lines during the 2026 legislative session. The bill was defeated in the Indiana Senate after passing the House. The redistricting issue will not be considered any further in 2026 in Indiana.
For the rest of the session, the Big I Indiana will be at the Statehouse every day as the only agent association fighting for your interests and those of your clients on a daily basis. Legislative representation is one of the most important benefits that you receive as a member of the Big I Indiana and we take that responsibility very seriously. Throughout the 2026 legislative session, I will be sending weekly updates to keep you informed on all things that impact independent agents and the insurance industry.
In addition to me serving as a lobbyist for our association, we will again be working with Catalyst Public Affairs Group, which allows the Big I to employ one of the strongest lobbying presences in Indiana. The Catalyst team, comprising of Matt Bell, Tony Mitson, Scott Carr, Gretchen White and Matt Whetstone, is among the most respected in the state. They are at the Statehouse morning until night, and many times beyond, advocating on your behalf.
This year’s session will be very unusual in that it will be on one of the tightest timelines of any regular session in history. Because the legislature convened for two weeks in December, House and Senate leadership have stated that the days used in session then were not a special session, but rather regular session days. This means they are effectively cutting off two weeks from the mandated March 14 adjournment date and targeting late February as an end date to the 2026 session.
Passing legislation through the Indiana General Assembly is a challenging under any circumstances, but this year's compressed, eight-week timeframe will only make it that much more difficult. The fate of insurance-related legislation, including the Big I-supported tort reform legislation in HB 1417, will lie in the hands of the timing of the session as much as anything else.
Last Week in Review
Because of the brief timeframe as outlined above, both the House and Senate went right to work on legislation that will be considered over the next seven weeks. Committee meetings began on Monday and were held through Thursday. This will be the trend throughout the duration of this year’s unusual, abbreviated session. See below for what happened in the Senate and House last week.
Indiana Senate
Last Monday, Senate Minority Leader Shelli Yoder (D-Bloomington), Assistant Leader Andrea Hunley (D-Indianapolis) and Caucus Chair Rodney Pol Jr. (D-Chesterton) kicked things off in the Senate by outlining their priorities of the 2026 legislative session during a caucus press conference. The agenda focuses on fighting the rising costs of housing, childcare, and utilities with more affordable and practical solutions.
On Tuesday, the Senate Corrections and Criminal Law Committee heard testimony on Senate Bill 11, Firing Squads authored by Sen. Michael Young (R-Indianapolis). SB 11 would authorize the death penalty to be carried out by firing squad if lethal injection cannot be performed due to the unavailability of a required drug, or if requested by the condemned person. Opponents expressed concerns that a firing squad would be an inhumane and unnecessary alternative to current death penalty processes; however, Sen. Young emphasized that death row inmates would still have a choice in the process. The committee did not vote on the bill.
On Wednesday, Senate Bill 87, E-Verify requirements for public works projects authored by Sen. Greg Goode (R-Terre Haute) was heard in the Senate Pensions and Labor Committee as testimony only. SB 87 requires a public contract for services for a public works project to include: (1) requiring all contractors to verify the work eligibility of all employees through the E-Verify program; (2) requiring all contractors to provide the public agency and general contractor, construction manager, or construction management contractor with the E-Verify case verification number for an individual before the individual begins work on a public works project. Some testimony focused on the necessity of bringing verification legislation back to the “2011 standards,” while others highlighted the historical inaccuracy of the E-Verify system and liability concerns.
Last Thursday, Senate President Pro Tem Rodric Bray (R-Martinsville) announced that the Senate Republicans would prioritize government reform, public safety, and fiscal discipline in the 2026 session. The reform began with Senate Majority Floor Leader Chris Garten (R-Charlestown) filing Senate Bill 1 to crack down on welfare fraud and protect taxpayers. Public safety is covered within Senate Joint Resolution 1 authored by Sen. Eric Koch (R-Bedford). The bill amends the Indiana Constitution to allow judges to deny bail if the subject clearly poses a threat to the public. Finally, the fiscal discipline will be demonstrated by the 2026 session concluding ahead of time and under budget.
Also on Thursday, the Senate Commerce and Technology Committee heard Senate Bill 21, State sandwich authored by Sen. Andy Zay (R-Huntington). The bill designates the breaded tenderloin sandwich as the official state sandwich of Indiana, and it passed unanimously. Bill author Sen. Zay stepped down from his position effective yesterday due to his recent appointment by Governor Braun to Chair the Indiana Utility Regulatory Commission (read more here).
Indiana House of Representatives
All filed House bills have been handed down and are publicly available to view on the General Assembly website.
During last Monday’s House session, Minority and Majority Floor Leaders presented their priority lists for the legislative session. Minority Floor Leader Rep. Phil GiaQuinta (D-Fort Wayne) used his time to discuss the House Democrats’ agenda, which focuses on recognizing hardworking Hoosiers by providing relief on utility bills, creating affordable healthcare coverage, improving affordable housing through grants, reducing childcare costs, and increasing public safety. Rep. GiaQuinta stated that these priorities seek to level the playing field for working people.
Majority Floor Leader and Big I Indiana member Rep. Matt Lehman (R-Berne) introduced the majority caucus’ priorities by agreeing with Rep. GiaQuinta that Hoosiers are united by working families and pointing to the legislature’s accomplishments, including saving Hoosiers $20 billion. He stated that Indiana has a bright future with a growing economy and population, as the legislature continues to focus on housing affordability, lowering healthcare costs, and reducing excessive regulation. Rep. Lehman also emphasized that Indiana has much to be proud of, noting that the state’s 4th and 8th graders rank 6th nationally in reading.
Last Tuesday, House Financial Institutions Committee heard two bills, including House Bill 1116, Virtual currency kiosks authored by Rep. Wendy McNamara (R-Evansville). HB 1116 would regulate cryptocurrency kiosks by requiring operators to be licensed as money transmitters. The bill seeks to strengthen consumer protections through fraud warnings and fee disclosures, and by mandating annual and quarterly reporting. During testimony, concerns were raised about provisions such as the $1,000 transaction limit and the 3% fee cap. The bill was held for further discussion and potential amendments at a later committee meeting.
On Wednesday morning, the House Education Committee heard House Bill 1137, Ultraprocessed foods and beverages authored by Rep. Julie McGuire (R-Indianapolis). The bill would prohibit public schools participating in federally funded or assisted meal programs from serving or selling “ultraprocessed” foods or beverages on school property during the school day, including through third-party vendors. As currently written, thirteen ingredients would be removed as “ultraprocessed”. It would also require schools to post breakfast and lunch menus, along with ingredient lists, on the school’s website to increase transparency. The bill was held in committee for future amendments.
To wrap up the week last Thursday, the House Republican Caucus released its 2026 legislative priorities focused on lowering costs for families and reducing government regulations:
- House Bill 1001, Housing matters, authored by Rep. Doug Miller (R-Elkhart), intends to expand Indiana’s housing supply and reduce homeownership costs by removing certain development regulations. The bill would make several changes to local zoning and land-use regulations related to housing development. It would expand the types of residential uses permitted without a hearing and limit certain local zoning requirements unless a unit opts out. The bill also restricts certain parking mandates, design regulations, and development standards that may be imposed by local units, while adding reporting requirements related to housing proposals and approvals.
- House Bill 1002, Electric utility affordability, authored by Rep. Alaina Shonkwiler (R-Noblesville), proposes changes to how electricity suppliers are regulated by the Indiana Utility Regulatory Commission. The bill would require budget billing plans, add consumer protections during extreme heat events, establish multi-year rate plans with performance-based incentives, and require utilities to offer low-income assistance programs.
- House Bill 1003, Boards and commissions, authored by Rep. Steve Bartels (R-Eckerty), would reorganize and modify numerous state boards, commissions, and regulatory functions. The bill also revises administrative rulemaking requirements, transfers building and fire safety authority to the Department of Homeland Security, and establishes an athletic trainer interstate compact.
- House Bill 1004, Various education matters, authored by Rep. Robert Behning (R-Indianapolis), makes a wide range of changes to K-12 education statutes and administrative provisions. The bill revises school corporations' accounting and governance requirements, modifies teacher and administrator contract and licensure provisions, updates graduation and instructional requirements, and repeals or relocates numerous outdated or duplicative education programs, reporting mandates, and regulatory requirements.
The Week Ahead
Both houses will have extremely full weeks ahead, as legislators scramble to get their bills on calendars for committee hearings. Both the House and Senate will meet on their regular Monday, Tuesday, Thursday session day schedule, with committee meetings both days.
Indiana Governor Mike Braun will deliver his State of the State address to a joint session of the Indiana General Assembly tomorrow at 7:30 p.m. in the chamber of the Indiana House of Representatives. Also on Wednesday, Indiana Chief Justice Loretta H. Rush will address the Governor and a joint session of the Indiana General Assembly for the annual State of the Judiciary at 4:30 p.m. in the House Chamber.
The full House Committee schedule can be found here, and the Senate Committee schedule can be found here. Both are live links and will be updated as more committees are scheduled.
2026 Election/Candidate Update
The race toward the 2026 elections has now commenced. Last Wednesday, candidates began filing for races all over the state, including Statehouse seats. Filing will be open until February 6. Follow along here to keep up with which legislators have filed to run for reelection, who has either a primary or general election opponent, and who may be retiring. Of note, both Rep. Matt Lehman and Rep. Martin Carbaugh have filed to run for reelection in 2026.
Multiple legislators have already indicated that they will not be running again, including:
- Rep. Brad Barrett (R-Richmond)
- Rep. Karen Engleman (R-Georgetown)
- Rep. Sue Errington (D-Muncie)
- Rep. Mike Karickhoff (R-Kokomo)
- Rep. Shane Lindauer (R-Jasper)
- Sen. Eric Bassler (R-Washington)
- Sen. Kyle Walker (R-Indianapolis)Rep. Craig Haggard (R-Mooresville) will not return to the Statehouse, as he has filed to run in Congressional District 4.
Notably, there have been multiple legislators that had previously announced their retirements, but have since recanted and plan to run again, including Sen. Jim Buck (R-Kokomo), Sen. Jim Tomes (R-Wadesville), and Sen. Greg Walker (R-Columbus). In Sen. Walker’s instance, Rep. Michelle Davis (R-Whiteland) had already announced that she would forego running for her House seat again in favor of Sen. Walker’s open Senate seat. Rep. Davis still plans to run for the Senate seat against Sen. Walker and has already filed to do so.
Additionally, the Republican party has 30 days from last Thursday to call a caucus to replace Sen. Andy Zay (R-Huntington) following his resignation.
Live Bill Report
2026 Big I Indiana Legislative Bill Track
You can stay up to date on all issues concerning the Big I and insurance industry during the 2026 Indiana General Assembly through the above link. This link is live and will be updated in real-time as the session progresses to include any changes that are made to our followed bills. Our team at Catalyst has created this report uniquely for the Big I Indiana to include the bills that are relevant to you. Each bill's status will automatically update when any new action occurs, including when it becomes scheduled to be heard in a committee. By equipping you with this live and continuously updating report, we will keep you in the loop about every action that impacts our interests.
In-Depth Legislative Update
A total of just over 700 bills have been publicly released thus far. The Senate and House bill filing deadlines have passed, so we should have a complete picture of all the bills that have been introduced by next week’s Legislative Update.
The bills listed below are those that have been identified as the top priorities for the association for the 2026 Indiana General Assembly. This list will be shorter and differ somewhat from the Bill Track above because these are what we consider bills of most importance to you and your clients. The bills that have the most direct impact on our membership will have more detailed explanations and will list the activity on the bill. The others contain a link that will send you to the Indiana General Assembly website, where you can find more detail on the bill. Finally, when a priority bill changes status, that change will be noted in red type as we move forward through the session.
If you or your staff have any questions about anything in this update, or at any time throughout the 2026 legislative session, please do not hesitate to reach out to Steve Duff at [email protected].