Big I Indiana: Weekly Legislative Update - January 27, 2026
Last Week in Review
Last week was the final full week for committees for the first half of the 2026 legislative session. Yesterday was supposed to be the deadline for first half committees to meet. However, the weather threw this abbreviated session another curveball, as all committees were cancelled. The first half committee deadline has been moved to today – meaning that any bill that does not pass a committee by the end of the day today is dead for the session. As of this morning, the second reading deadline (tomorrow) and the third reading deadline (Thursday) have not been changed, meaning that the upcoming three days will be extremely lengthy, with legislators scrambling to get their bills out of the House and Senate. If a bill does not pass its house of origin by the end of the third reading deadline, it is dead for the session.
Indiana Senate
Last Tuesday the Senate Tax and Fiscal Policy Committee amended and passed Senate Bill 161, Education matters, authored by Sen. Jeff Raatz (R-Richmond) in a 9 to 1 vote. The bill would align the state with the federal government’s “One Big Beautiful Bill Act of 2025” by requiring the Indiana Department of Education to participate in the federal tax credit scholarship program. The bill was amended and engrossed on the Senate floor on Thursday.
On the same day, the Senate Tax and Fiscal Policy Committee heard Senate Bill 243, Various tax matters, authored by Sen. Travis Holdman (R-Markle). The bill, passed to the floor 11 to 1, will eliminate tax on tips, overtime, and loan interest for American-made vehicles. In a statement, Senate President Pro Tem Rodric Bray (R-Martinsville) said “these state income tax cuts are a concrete way we can help hardworking Hoosiers keep more of their hard-earned money."
In Tuesday’s Senate session, Senate Bill 12, Prohibition of ranked choice voting authored by Sen. Blake Doriot was passed through to the House 38 to 9. The House sponsor is Rep. Tim Wesco (R-Osceola).
On Wednesday, the Senate Education and Career Development Committee heard Senate Bill 88, Various education matters, authored by Sen. Gary Byrne (R-Byrneville). The bill was amended and passed out of committee 7 to 3. The bill requires public schools to incorporate the importance of a high school diploma, securing full-time employment, and waiting for marriage to begin having children.
On Thursday, the Senate Appropriations Committee heard Senate Bill 4, Various fiscal matters authored by Sen. Ryan Mishler (R-Mishawaka). The bill was amended (#2 and #5) and passed 8 to 5. Among other things, the bill provides that counties would be given the option, rather than being required, to use property tax funding to operate community mental health centers.
Also on Thursday, the Senate Appropriations Committee heard Senate Bill 27, Stadium authority authored by Sen. Ryan Mishler (R-Mishawaka). The bill was amended and passed 12 to 0. The bill would create a Northwest Indiana stadium authority for the purpose of acquiring, financing, and leasing land.
In the Senate session Thursday, Senate Bill 1, Human services matters authored by Sen. Chris Garten (R-Charlestown) moved on to the House after passing 38 to 8 on third reading. The House sponsors will be Rep. Brad Barrett (R-Richmond), Rep. Jeff Thompson (R-Lizton), and Rep. Craig Snow (R-Warsaw). The bill tightens the verification for SNAP benefits in an effort to cut waste, fraud, and abuse.
Indiana House of Representatives
On Tuesday, the House Local Government Committee voted to pass House Bill 1001, Housing matters, as amended. HB 1001 made it to the House floor on Thursday for further amendments (see below). Additionally, the House Utilities, Energy and Telecommunications Committee unanimously passed an amended House Bill 1002, Electric utility affordability, authored by Rep. Alaina Shonkwiler (R-Noblesville), with a vote of 13-0.
On the same day, in the House Insurance Committee, House Bill 1271, Payment of health claims, authored by Rep. Julie McGuire (R-Indianapolis) was amended and passed with a 11 to 1 vote. The bill requires hospitals to clearly inform patients about available payment assistance programs, including posting visible signage within hospital facilities and making this information accessible through the hospital’s patient portal. It also requires hospitals to notify patients of available payment assistance before initiating defined collection actions, directs the Department of Insurance to adopt rules on out-of-pocket expense credits by July 1, 2026, and limits insurer practices such as downcoding and retroactive reimbursement reductions. The newly amended bill clarifies the collection actions and removes the multilingual signage requirements for hospital assistance notices.
On Wednesday, Senate Bill 212, State income tax conformity, sponsored by Rep. Jeff Thompson (R-Lizton), advanced from the Senate to the House. The House Ways and Means Committee passed the bill with a vote of 20 to 3 and sent it to the House floor for consideration. SB 212 makes targeted updates to Indiana’s Internal Revenue Code reference to conform with a limited set of federal provisions enacted in the One Big Beautiful Bill Act of 2025, effective retroactively to January 1, 2025.
On Thursday, the House Public Policy Committee amended and passed House Bill 1038, Riverboat gaming licenses, authored by Rep. Craig Snow (R-Winona Lake), by 9 to 1 vote. Amendment #9 allows the Ohio County riverboat license to relocate inland to one of four Indiana counties (Allen, DeKalb, Steuben, or Wayne). This will be subject to local government support and a minimum $500 million investment in the casino and nongaming amenities. The amended bill also establishes transfer fees and a new statutory framework for the Indiana Gaming Commission to review, approve, or deny relocation applications. The House recommitted HB 1038 to House Ways and Means Committee, where it is scheduled for a vote later today.
House Bill 1315, Township reorganization, authored by Rep. Alaina Shonkwiler (R-Noblesville), was recommitted to the House Ways and Means Committee due to its fiscal impact and passed by a 15-9 vote. The bill requires certain townships to reorganize by dissolving and transferring their powers, duties, and assets to a county or municipality beginning January 1, 2028. The bill was amended in committee by amendment #3 to clarify how township reorganization interacts with fire protection services.
During Thursday’s House session, House Bill 1001, Housing matters, authored by Rep. Doug Miller (R-Elkhart) was amended with two amendments (#1 and #2) on second reading. The amendments update the bill’s housing progress reporting requirements by requiring annual reporting on home prices, rents, housing production, and approval timelines. Amendment #2 also requires a public hearing and additional transparency before a local unit adopts an impact fee.
A bill that is being heavily supported by the Big I Indiana, as part of the Indiana Alliance for Legal Reform, HB 1417: Causes of action and damages, will be heard this morning in the House committee on Judiciary. It will be amended heavily and we should have a better picture of what issues are and are not in the legislation after the committee meeting. This tort reform measure will be fast tracked, as there are literally three days to get it from committee through hopeful passage. Next week’s Update will have much more information on what HB 1417 looks like and its prospects for passage
The Week Ahead
The Committee Report Deadline is today, meaning that all committee meetings for the first half of session must be completed. Any bills not voted out of committee by the end of the day are considered dead. The following committees are scheduled to meet this morning:
With the deadlines to get a bill engrossed tomorrow and pass it out of its house of origin on Thursday, this week will be incredibly busy. As hard as it is to believe, the first half of the session will be complete by the end of this week.
Live Bill Report
2026 Big I Indiana Legislative Bill Track
You can stay up to date on all issues concerning the Big I and insurance industry during the 2026 Indiana General Assembly through the above link. This link is live and will be updated in real-time as the session progresses to include any changes that are made to our followed bills. Our team at Catalyst has created this report uniquely for the Big I Indiana to include the bills that are relevant to you. Each bill's status will automatically update when any new action occurs, including when it becomes scheduled to be heard in a committee. By equipping you with this live and continuously updating report, we will keep you in the loop about every action that impacts our interests.
In-Depth Legislative Update
The bills listed below are those that have been identified as the top priorities for the association for the 2026 Indiana General Assembly. This list will be shorter and differ somewhat from the Bill Track above because these are what we consider bills of most importance to you and your clients. The bills that have the most direct impact on our membership will have more detailed explanations and will list the activity on the bill. The others contain a link that will send you to the Indiana General Assembly website, where you can find more detail on the bill. Finally, when a priority bill changes status, that change will be noted in red type as we move forward through the session.
If you or your staff have any questions about anything in this update, or at any time throughout the 2026 legislative session, please do not hesitate to reach out to Steve Duff at [email protected].