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Flood Insurance

IIAI members have access to the National Flood Insurance Program through the IIABA, administered by Selective Insurance.

This Write-Your-Own (WYO) program offers:
  • Admitted A+ Paper
  • Free rating software
  • Competitive commission structure
  • Online processing and inquiry
  • Free flood zone determinations
  • Excess flood coverage
  • Limits up to $250,000 for homeowners, up to $500,000 for businesses

  • Average cost of a $100,000 flood policy is about $1 per day
  • Claims paid even if a disaster is not declared by the President
  • Unlike Disaster Assistance, there is no payback requirement